Introduction

Al Baraka Group B.S.C. (C) ("ABG" / the “Group”) is licensed as an Investment Business Firm – Category 1 (Islamic Principles) by the Central Bank of Bahrain. It is a leading international Islamic financial group providing financial services through its banking subsidiaries in 13 countries offering retail, corporate, treasury and investment banking services, strictly in accordance with the principles of Islamic Shari'a.

The Group has a wide geographical presence with operations in Jordan, Egypt, Tunisia, Bahrain, Sudan, Turkey, South Africa, Algeria, Pakistan, Lebanon and Syria, in addition to two branches in Iraq and a representative office in Libya and provides its services in more than 600 branches. ABG’s network serves a population totaling around one billion customers.

The authorized capital of ABG is US$ 2.5 billion.

PARTNERSHIP - Our shared beliefs create strong bonds that form the basis of long-term relationships with customers and staff

AGILITY - We are fleet-footed to adapt to the Digital Age to meet the fast changing customer behavior and needs in a dynamic and challenging environment

INNOVATION - We recognize that an ‘INNOVATION FIRST’ culture is necessary to be able to serve our customers on a ‘here and now’ basis in a fast changing world.

TRUST - Our customers can experience peace of mind and rest assured that their financial interests are being managed by us to the highest ethical standards of participation finance.

DEVELOPMENT - By banking with our banking subsidiaries, our customers make a positive contribution to a better society - their growth and ours will sustain the greater good of society.
'Your Partner' signifies a deep, personal and long term relationship.
'Partner Bank' signifies a relationship between equals who share in the rewards and benefits arising from the partnership resulting in both Al Baraka and its customers achieving more together.
As Partners, Al Baraka will take the time to get to know its customers, to understand their needs and find the right solution that suits them personally.
'Your Partner Bank' suggests a long term relationship where both parties will work together to achieve their common goals.
It is focused on opportunities through which Al Baraka contributes to the development of the people, businesses and communities it serves.
Despite the change in its license, ABG remains deeply committed to serving the financial needs of communities across the globe, through an ethical customer-centric approach, tailored for the fast changing and dynamic world.
Our Vision:
To be a global leader in innovative participation finance, offering an agile ethical financial system built for the digital age.
Our Mission:
To fulfill the financial needs of communities across the globe by conducting business through an ethical customer-centric approach tailored for the digital age, based on our core beliefs and aimed at sharing the mutual rewards with our partners in business success: our customers, our employees, our shareholders, and our communities at large.
In line with our vision and mission, Al Baraka Group and its banking subsidiaries prioritize its values and raise them above the mere attainment of corporate size and product range and delivery. At the same time, ABG through its banking subsidiaries focuses on building the kind of relationships with customers that are based on true partnership with them.

We believe that banking has, or ought to have, a crucial role to play in society, one in which as bankers we have an incredible responsibility of stewardship for the resources placed in our hands. To meet this responsibility and use the resources wisely, we rely on Shari'a principles to guide us as we participate in our customers' successes, sharing in the social development of families, businesses and society at large.

By 'Partnership', therefore, we mean that our success and that of each of our customers are as intertwined as our jointly held beliefs. Taking part in the joint effort is therefore our reward. We see money as a means to capitalise on opportunities and create a better society for all of us. Money becomes the conduit by which we enter into new opportunities together and take part in common effort for mutual reward; as steward of the resources entrusted to us, our efforts contribute to building the community, at home and in the wider world.

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